Private Loans


Below you will find information that will help you understand your rights and responsibilities as you prepare to apply for private student loans.

Lender Selection Policy (pdf)
An overview of the elements Hampden-Sydney uses to evaluate lenders which students/parents may consider when borrowing a private loan.

Financial Aid Code of Conduct
The Higher Education Opportunity Act (HEOA) requires educational institutions to develop and comply with a code of conduct that prohibits conflicts of interest for financial aid personnel [HEOA § 487(a)(25)].

Identity Theft
Materials developed by the Federal Trade Commission (FTC) as part of its ongoing work to educate consumers about identity theft.

Understanding Your Fico Score
Your FICO score is based on information contained in your credit report.  It is important to make sure the information contained in your credit report is accurate.

Tax Incentives for Higher Education
The Taxpayer Relief Act of 1997 created several tax benefits for families who are saving for, or already paying, for higher education. 

Student Loan Borrower Assistance
National Consumer Law Center's Student Loan Borrower Assistance Project is a resource for student loan borrowers, their families, and advocates who want to know more about their options and rights.

FinAid - The SmartStudent Guide to Financial Aid
FinAid was established in the fall of 1994 as a public service. This award-winning site has grown into the most comprehensive source of student financial aid information, advice and tools -- on or off the web.

  1. Student Loan Consolidation
  2. Loan Discount Analyzer
  3. Consolidation Loan Discounts