Employees operating their personal vehicle or a borrowed vehicle while traveling on College business have primary insurance coverage under that vehicle's insurance policy. Only when an employee drives a College-owned vehicle or a College-leased vehicle is coverage provided under the College’s insurance. College insurance provides coverage for damages to the College’s vehicle, a College-leased vehicle, and any other vehicles or property, should the employee be held responsible for such damages.
When an employee uses his or her personal vehicle to travel on College business, the insurance on that vehicle is primary for damages to the vehicle used and any other vehicles or property, should the employee be held responsible for such damages.
Employees planning to travel for the College should take into account these insurance provisions. Any questions regarding the vehicle insurance policy should be directed to the Controller in Cabell House.